How To Find The Perfect High End Senior Living Community
If you’re beginning to picture the possibilities of a worry-free lifestyle, then now may be the right time to start evaluating high end senior living communities. Of course, everyone has a different definition of perfect. Carefully consider several communities to identify the one that appeals to your tastes and needs. Moreover, you want to find the place that you can rightly call home. Following are some of the top factors to think about before making your move.
Where you choose to live says a lot about how you wish to live. What are your priorities? Do you envision yourself soaking up the sun and fun in a coastal location? Members of our prestigious sister community, The Cypress of Hilton Head, dip their toes in the ocean and play golf year around.
Other seniors may prefer the vibrant and exhilarating “city life,” where diverse arts, culture, entertainment, and dining venues abound. Members of The Cypress of Raleigh are frequent North Carolina Symphony patrons, for example.
And yet, some retirees want to be close to their families. Many Members of The Cypress of Charlotte take great pride in hosting their children and grandchildren for Sunday brunch, then retreating to their homes for joyful family gatherings.
There are different types of high-end senior living communities, each with varying levels of services and amenities. One such type is the Life Plan Community, formerly known as the Continuing Care Retirement Community or CCRC. Life Plan Communities offer a broad range of living options, and a continuum of care designed to meet the changing needs of residents as they age.
For those who desire to age in place, a Life Plan Community is the best option. You can avoid having to relocate to another facility, should your health needs change. In like manner, Life Plan Communities are especially good options for couples; partners can remain physically close, should their care needs diverge.
If you’re accustomed to living life on your terms, then seek an upscale senior community that allows you to customize your home, your way. When you have a say in the accouterments of your new home, from flooring to finishes to individual touches, you’ll have a perfect fit from day one.
In addition, take note of the range of floor plans, from styles to sizes, that various senior living communities offer. If you’re ready to embrace a minimalist, clutter-free lifestyle, then a sleek, modern villa might be a good decision for you. On the other hand, a spacious cottage could be better suited to house an extensive collection of arts and antiques. There’s no right or wrong answer. It’s all about finding the optimal fit for the way you want to live.
If you’re shopping for an upscale senior facility, then you’ve no doubt invested a great deal of care in the management of your personal finances. For this reason, the financial model offered by the retirement community is an important consideration, as there are a range of models to choose from.
Many communities require large, non-refundable entrance fees. Others allow for a pro-rated portion of the entrance fee to be refunded, should you decide to move elsewhere for any reason. In either case, once you’ve paid the entrance fee, you essentially become a renter.
A few high-end senior communities, such as The Cypress of Charlotte, offer equity ownership. This model grants the benefits of home ownership, like the opportunity to build equity as the housing market appreciates. Equity ownership can be a valuable financial tool for both residents and their heirs.
In addition, ask about any debt owed by the community to lenders or investors. If an upscale senior facility owes debt, then the monthly fees that you pay are applied to debt service. However, if the community is debt-free, the fees will go towards things that will make your life their more enjoyable. It will also enhance the longterm stability of the community.
High-End Services and Amenities
One of the perks of having worked long and hard, is to now be able to kick back and enjoy the good life. High-end senior living communities offer a host of services and amenities that add pleasure and ease to our daily life.
Many of these services and amenities are included in the monthly fees that you will pay. It’s important to understand what is included, so you can decide what’s valuable to you. At this stage, it’s all about defining your preferences.
Some of the perks to look for may include
- Meals credits,
- Home delivery of meals,
- Complimentary breakfast,
- Home maintenance,
- Housekeeping and linen services,
- Transportation and valet services,
- Concierge, activities, and event planning,
- A fenced and gated community,
- And round-the-clock security
To paraphrase the comedian Steve Martin, the older we get, the more important each meal becomes. If you’re like many of today’s savvy seniors, dining is high on your list of priorities as you’re comparing upscale communities. The quality of the food, but also the range of menu options and dining spaces, from casual to formal, can make a big difference. After all, there are not many restaurants that you visit several hundred times a year. So the food has to good, and being offered a variety of choices every day keeps things fresh and inspiring.
We all know that a proactive approach to wellness can help you live a longer, healthier, and more satisfying life. But people move to retirement communities at different levels of fitness and abilities. So, learn about the range of fitness facilities and programs that different communities provide. You will discover a range of philosophies, as well as offerings from group classes to individualized assessment and training. In addition, the natural environment of the community itself can either provide or restrict opportunities for outdoor exercise on campus.
Some of the wellness programs available at high-end senior living communities today include
- Balance and strength,
- Aqua aerobics,
- Water walking and range of motion,
- Tai chi,
- And in-home exercise
Although we’d rather not think about it, a reality of aging is that access to healthcare can be a vital consideration. Some “active adult” retirement communities do not offer onsite healthcare services. So, you would have to live elsewhere for anything from respite care – when recovering from an illness or surgery – to longterm assisted living.
On the opposite end of the spectrum, Life Plan Communities (or CCRCs) offer virtually every level of healthcare onsite, from recuperative care to Homecare, to 24-hour assisted living, administered by Registered Nurses and Certified Nursing Assistants.
It is also important for you to know upfront what you can expect to pay for these services when offered by upscale retirement facilities. As an example, The Cypress of Charlotte, as well as The Cypress communities in Raleigh and Hilton Head Island, offer 90 days free for Members in their Medicare-certified senior care facilities.
If you have questions about Medicare, here is a great article that can answer all of your questions.
If you’ve already started thinking about simplifying your life (and if you’re reading this article, that probably includes you or someone close to you) then now is probably a good time to begin looking at high-end senior living communities. Generally speaking, the sooner you begin your search, the more choices you’ll have. And the more opportunity you’ll have to weigh the multitude of considerations, to assure you select the best community for you.
One of the misconceptions of transitioning to a senior living community, is that you’ll lose your freedom. But many residents of retirement communities find that their freedom and leisure increase beyond what they had in their prior home. They now have the time to do all the things they’ve always wanted to do, rather than worrying about the things they’ve always had to to. Simply put, most residents of upscale senior facilities wish they’d moved sooner.
Why The Cypress of Charlotte May Be A Good Fit For You
When you’re ready to begin shopping for an upscale senior facility, we encourage you to come and see all The Cypress of Charlotte has to offer firsthand. Your future could be filled with long walks around our scenic lakes and grounds, exceptional dining that rivals Charlotte’s best restaurants, and abundant wellness and social opportunities. At The Cypress of Charlotte, you’ll enjoy all the benefits of true home ownership, yet none of the burdens of upkeep will fall of your shoulders. And should you ever need it, comprehensive healthcare is available onsite in our 5-star quality rated Stewart Health Center. Please call us today at 704.714.5500 to learn more or schedule a tour.